Insurance & Billing Information

Confused about insurance coverage for chiropractic care? At our Lake Oswego Chiropractic clinic, we handle all the insurance headaches so you can focus on healing. Whether you have auto insurance coverage from a car accident, health insurance, worker’s compensation, or no insurance at all, we work with you to ensure affordable, accessible care. Our insurance specialists navigate the complex billing landscape so you get the treatment you need without surprise bills or coverage confusion.

Insurance Coverage for Chiropractic Care

Health Insurance: Most health insurance plans cover chiropractic care. Coverage varies, some plans cover 100%, others require copays and deductibles. We verify your specific coverage before treatment. Auto Insurance (PIP): If you were in a car accident, your auto insurance Personal Injury Protection (PIP) or Medical Payments coverage typically covers all chiropractic treatment. We handle all claims. Worker’s Compensation: Work, related injuries are covered by worker’s comp. We’re experienced in WC billing. Medicare: Medicare covers chiropractic care with certain limitations. We can discuss your Medicare coverage. Medicaid: Some state Medicaid programs cover chiropractic. We verify your coverage.

Auto Accident Insurance (the Most Common)

If you’ve been in a motor vehicle collision, your auto insurance policy likely includes Personal Injury Protection (PIP) or Medical Payments coverage. This coverage pays for medical treatment, including chiropractic care, regardless of who was at fault. How it works: (1) You’re seen and treated; (2) We bill your auto insurance; (3) Insurance pays us directly; (4) You typically pay nothing out of pocket. It’s that simple. Dr. Devine handles all paperwork and communication with insurance companies.

What We Do for Your Insurance

Verification: We verify your coverage before your first appointment. Billing: We submit all claims to your insurance company. Claims Management: We follow up on claims and handle denials or questions. Explanation of Benefits (EOB): We help you understand your EOB statements. Appeal Process: If a claim is denied, we handle appeals. Out-of, Pocket Minimization: We work to minimize your costs by optimizing insurance coverage.

No Insurance? We Can Help

Don’t have insurance? No problem. We offer affordable payment options including: Pay-as-you-go: Affordable fees for uninsured patients. Care plans: Discounted rates for packages of treatment. Payment plans: Flexible financing options. Community programs: Occasionally available discounts or sliding scale fees. Our goal is to ensure cost isn’t a barrier to your health.

Understanding Your Coverage

Deductible: The amount you pay out-of, pocket before insurance covers care. Copay: A fixed amount you pay per visit. Coinsurance: A percentage you pay after your deductible is met. Out-of, Pocket Maximum: The max you’ll pay in a year. After reaching this, insurance covers 100%. Pre-Authorization: Some plans require approval before treatment. We handle this.

Why Choose Dr. Devine for Insurance Matters?

• Insurance Expertise: Years of experience with all insurance types
• Hassle-Free: We handle all billing and paperwork
• Transparency: We explain costs upfront, no surprise bills
• Fast Processing: Quick claim submission and follow-up
• Advocate: We work for you to maximize coverage
• Support: We answer all your billing questions

Frequently Asked Questions

Do I Need a Referral from My Doctor?

Most insurance plans don’t require a referral for chiropractic care, but we’ll verify your specific plan.

How Much Will Chiropractic Care Cost?

Costs vary based on your insurance and condition. We provide cost estimates before treatment begins.

What If Insurance Denies My Claim?

We handle appeals and work with insurance to resolve denials. Most denials can be overturned.

Do I Have to Pay Anything Out-Of-Pocket?

This depends on your insurance plan. We minimize out-of, pocket costs and offer payment plans if needed.

What About Pre, Existing Conditions?

Most insurance plans cover pre, existing conditions. We verify coverage for your specific situation.

Get Your Insurance Questions Answered

Don’t let insurance confusion keep you from getting the care you need. Call Lake Oswego Chiropractic and let our insurance specialists help you understand your coverage and get started with treatment.

Chiropractic Care Disclaimer: This page is for educational purposes. Dr. Jeff Devine is a Doctor of Chiropractic (DC) focusing on natural, non, invasive spinal and musculoskeletal health. Chiropractic evaluation and care are focused on restoring proper function to the body and are not a substitute for specialized surgical or emergency interventions. If you suspect a fracture, structural trauma, or are experiencing life, threatening symptoms, please seek immediate emergency services. Individual results vary by patient and depend on several factors, including age, overall health, the nature of the condition, and active compliance with care recommendations.