Insurance & Billing Information

Do you have questions about insurance coverage for chiropractic care? At our Lake Oswego Chiropractic clinic location, we handle all the auto insurance headaches so you can focus on healing. If you have no insurance at all, or if your health insurance does not cover Chiropractic care, we will work with you to ensure affordable, accessible Chiropractic care for you and your family. Our insurance specialists navigate the complex billing landscape so you get the treatment you need without surprise bills or coverage confusion.

Insurance Coverage for Chiropractic Care

Health Insurance: Many health insurance plans cover chiropractic care and will reimburse you for all or part of your Chiropractic care expenses. Coverage varies, some plans cover 100%, others require copays and deductibles. We can help you to verify your specific coverage before treatment and we will work with you to ensure affordable, accessible Chiropractic care. Auto Insurance (PIP): If you were in a car accident/motor vehicle collision (MVC), your auto insurance Personal Injury Protection (PIP) or Medical Payments coverage typically covers chiropractic treatment. We handle all claims and will work with your PI attorney if you have one.

Auto Accident Insurance

If you’ve been in a motor vehicle collision, your auto insurance policy likely includes Personal Injury Protection (PIP) or Medical Payments coverage. This coverage pays for medical treatment, including chiropractic care, regardless of who was at fault. How it works: (1) You’re seen and treated; (2) We bill your auto insurance; (3) Insurance pays us directly; (4) You typically pay nothing out of pocket. It’s that simple. Dr. Devine handles all paperwork and communication with insurance companies.

No Insurance? We Can Help

Don’t have insurance? No problem. We offer affordable payment options including: Pay-as-you-go: Affordable fees for uninsured patients. Care plans: Discounted rates for packages of treatment. Payment plans: Flexible financing options. Community programs: Occasionally available discounts or sliding scale fees. Our goal is to ensure cost isn’t a barrier to your health.

Understanding Your Coverage

• Deductible: The amount you pay out-of, pocket before insurance covers care.
• Copay: A fixed amount you pay per visit.
• Coinsurance: A percentage you pay after your deductible is met.
• Out-of, Pocket Maximum: The max you’ll pay in a year. After reaching this, insurance covers 100%.
• Pre-Authorization: Some plans require approval before treatment.

Why Choose Dr. Devine for Insurance Matters?

• Insurance Expertise: Years of experience with many insurance types
• Hassle-Free: We handle all auto insurance billing and paperwork
• Transparency: We explain costs upfront, no surprise bills
• Fast Processing: Quick claim submission and follow-up
• Support: We answer all your billing questions

Frequently Asked Questions

Do I Need a Referral from My Doctor?

Most insurance plans don’t require a referral for chiropractic care, but we’ll verify your specific plan.

How Much Will Chiropractic Care Cost?

Costs vary based on your insurance and condition. We provide cost estimates before treatment begins.

Get Your Insurance Questions Answered

Don’t let insurance confusion keep you from getting the care you need. Call our Lake Oswego Chiropractic clinic and let our insurance specialists help you understand your coverage and get started with treatment.

Chiropractic Care Disclaimer: This page is for educational purposes. Dr. Jeff Devine is a Doctor of Chiropractic (DC) focusing on natural, non, invasive spinal and musculoskeletal health. Chiropractic evaluation and care are focused on restoring proper function to the body and are not a substitute for specialized surgical or emergency interventions. If you suspect a fracture, structural trauma, or are experiencing life, threatening symptoms, please seek immediate emergency services. Individual results vary by patient and depend on several factors, including age, overall health, the nature of the condition, and active compliance with care recommendations.